Jencap’s
Construction
Division
Overview
Construction Practice Groups Include:
Why Retail Agents Choose Jencap:
A True One-Stop Shop
Construction Expertise You Can Trust
Unmatched Market Access
National Scale. Local Expertise.
Tap into the power of the Jencap platform, combining nationwide reach, specialized expertise, and strong carrier relationships with the personalized service and local knowledge agents value most.
PROPERTY
Property Practice Group
Property Team Construction Capabilities
Target Construction Risks
- Residential – Single Family Custom Homes, HOA Tracts, Apartments and Condominiums.
- Mixed Occupancy Commercial/Residential (Frame Over Podium or High Rise)
- Hospitality – Hotels, Motels, Coastal (inclusive of Marinas)
- Municipal – Bridges, Tunnels, Roads, Water Treatment Works
- Agricultural – Grain Silos, Barns, Feed Mills, Wineries
- Energy – Solar and Wind Farms (inclusive of applicable tax credit coverage)
- Data Centers and Lithium Battery Installations
GC Access
Access to GC company for consultation and assistance in risk evaluation when needed.
Modeling Expertise
An experienced modeling team who uses the following tools to help correctly assess and model the construction exposure during the term for various Catastrophic Loss scenarios:
- Models – RMS, AIR, Zesty, as well as others
- Experts to help interpret modeling results and physical characteristics that can improve results
- A strategic relationship with Fortress Fire for the scientific assessment of Wildfire exposures
Seasoned Team
34 seasoned National Property Brokers available to any given construction risk that provide:
- Market intelligence
- Best underwriter access through personal relationships
- Creative solutions to conventional placement designs, including parametric solutions
CASUALTY
Casualty Practice Group
Jencap’s dedicated casualty brokers specialize in complex and high-risk construction placements. Our expertise lies in sourcing competitive coverage solutions for this market where standard policies fall short. With a deep understanding of general liability lines, including umbrella/excess liability, we deliver tailored programs in all 50 states that mitigate risks and optimize costs for our partners.
Construction Projects
For small and large-scale ground up builds, renovations, or infrastructure developments, we provide comprehensive project specific General and Excess Liability insurance programs. Our solutions are tailored specifically to each project to meet our insured’s coverage needs regardless of its complexity.
Trade Contractors
Tailored for skilled trades like plumbing, electrical, HVAC, and carpentry, our offerings include General and Excess Liability insurance. We address job-site risks such as third-party injuries, defective workmanship claims, and completed operations coverage, enabling contractors to bid confidently on projects of varying scales.
General Contractors
Our expertise in this space allows us to procure General and Excess Liability insurance solutions that are both comprehensive and cost-effective. We can work together with you and your insured on the importance of contractual risk transfer as well as sub vetting. We have the ability to navigate the various nuances of sub warranty forms and can offer both admitted and non-admitted solutions.
New York Construction
Specialized knowledge of New York Labor Law, action-over exposures, hammer clauses, sub warranties, and the state’s unique construction environment that allows us to develop creative solutions for complex contractor risks.
Target Risk Types
- Artisan Contractors
- Carpentry
- Concrete
- Construction Managers
- Contractors Residential & Commercial
- Drywall/Masonry
- Electrical
- Elevator
- Excavation
- Framing
- General Contractors
- Home Builders
- Landscaping
- Luxury Home Builders
- New York Construction
- Railroad Construction
- Remodelers
- Roofing
- Snow Removal
- Steel Erectors
- Street & Road Contractors
- Tree Trimmers
OCIP, CCIP,
PROJECT SPECIFIC
Construction Project & Wrap-Up Practice Group
Jencap’s dedicated Project-Specific and Wrap-Up practice pairs over 30 years of specialized experience with deep carrier relationships to deliver best-in-class outcomes for complex construction risks. Our team’s proven expertise and market credibility elevate every submission, enabling access to financially strong carriers, innovative structures, and consistently competitive pricing and terms.
Types of Placement
- Annual practice policies – GL and XS
- OCP’s
- Owners Interest
- Owner/GC Project-Specific Policies
- OCIP – Owner Controlled Insurance Program
- CCIP – Contractor Controlled Insurance Program
- Single Project and Multiple Projects (sometimes called Rolling programs)
- Railroad Protective Liability
Project Examples
- Apartments
- Condos, Townhomes, Single Family Homes (for sale to individual owners) – includes concrete and frame
- High-End Single Homes
- Student, Senior & Military Housing
- Hotels & Casinos
- Commercial Office & Retail
- Healthcare/Hospitals
- Industrial/Manufacturing
- Tech & Data Centers
- Civil – Bridges, Dams, Utility
- Stadiums & Arenas
WHERE WE WRITE
CONSTRUCTION VALUES
$1MM to Multibillion-Dollar Projects (everything from a single home to entire communities and campuses)
WHEN TO ENGAGE US
Engage Jencap early in the project or prospecting process to access timely placement and pricing guidance, align expectations upfront, and drive a more efficient, cost-effective path to market
WORKERS’ COMPENSATION
Workers’ Compensation Practice Group
Construction is a high-hazard industry where employee safety and financial protection go hand in hand. That’s why agents turn to Jencap to help navigate complex exposures and secure workers’ compensation solutions tailored to the unique needs of artisan contractors, heavy construction risks, and everything in between. We deliver the right coverage with confidence, every time.
Monoline Workers’ Compensation Carriers
Workers' Compensation Risk Appetite
- New Ventures, Lapses, and No Prior Coverages
- Unlimited Experience Mods
- Multi-State Accounts
- All Premium Sizes
- All Construction Class Codes
Coverage Solutions for Construction Risks
- Guaranteed Cost
- Small, Mid-range and Large Deductible Plans
- ASO & PEO Options
- USL&H/Maritime, OCSLA, FELA, DBA and Foreign Coverage
- Excess Workers’ Compensation
- Loss Sensitive
- Program Options
Target Risk Types
- Artisan Contractors
- Carpentry
- Concrete
- Construction Managers
- Construction Wrap Ups
- Contractors Residential & Commercial
- Drywall/Masonry
- Electrical
- Elevator
- Excavation
- Framing
- Landscaping
- Oil & Gas Contractors
- Railroad Construction
- Remodelers
- Snow Removal
- Staffing
- Steel Erectors
- Street & Road Contractors
- Tree Trimmers
ENVIRONMENTAL
& ENERGY
Environmental & Energy Practice Group
Environmental and energy risks require more than insurance expertise. They demand a partner who understands the industries, exposures, and evolving regulatory landscape. Jencap’s Environmental & Energy specialists combine deep technical knowledge, specialized market access, and a consultative approach to help retail agents secure tailored solutions for complex risks.
Environmental Products
Monoline Environmental Products
- Contractor’s Pollution Liability (CPL)—We have no appetite restrictions, we can insure any contractor. We can also offer this coverage on either a Practice basis, or Project-Specific, including Pollution Wrap-Ups (OCIP and/or CCIP).
- Contractor’s Pollution Liability with E&O (CPL E&O)—Focused on contractors, general contractors/construction managers, environmental engineers and consultants
Combined Environmental Package Products
- Environmental Contractors and Consultants, Solar Installation Contractors, and Alternative Energy Contractors/Developers/Consultants—WC, GL/CPL/PL, XS, Auto, Property (IM)
Oil & Gas Construction Appetite
Operators, Contractors, and Consultants:
- Lease Operators, Drillers, Exploration, Rig Up and Down
- Consultants, Welders, Landman, Pumpers and Gaugers, Roustabouts, Dirt Work, Excavation
- Workover, Cleaners and Swabbers, Wireline, Fishing, Casing Contractors, Acidizing, Fracking, Cementing and Abandonment
- Soil Farms, Evaporation Ponds, Salt Water Disposal
- Pipeline Operators, Construction, Maintenance and Repair, Inspection
- Right of Way Contractors
- Onshore and Offshore, and Hybrid Exposures
Oilfield Trucking and Hauling, Crane and Rigging, Rig Movers:
- Salt Water, Frac Sand, Crude Oil, Waste Water, Oily Mud, Drilling Fluids, Fuels and Chemicals
- Equipment Haulers, Oversized/Overweight Hauling, Rig Movers
- Crane Operators, Crane Rental, and Rigging
Renewable Energy Construction Appetite
- Solar, Wind, Hydro, Biofuels, and others
- Service Contractors – Turbine Repair, Engineering, Consulting, Right-of-Way
- Owners and/or Operators – Landowners, Project Operators, Power Generation Facilities
- Developers and Project Management
- Consultants and Engineers – White-Collar Consultants, Eyes and Ears Only, Design and Implementation
- Product and Equipment Manufacturers – Product Design, Product Manufacturing and Distribution, Equipment Sales and Rental
- Onshore and Offshore Exposures
Coverage Solutions Include
- General Liability
- Pollution
- Auto and Physical Damage
- Workers’ Compensation
- USL&H, MEL
- Umbrella and Excess
- Inland Marine
- Property
- Professional Liability
PROFESSIONAL
LINES
Professional Lines Practice Group
Your construction clients have complex risks. Jencap has customized solutions. From contractors and construction managers to design-build firms, developers, and specialty trades, construction businesses face exposures that extend well beyond the jobsite.
Jencap’s Professional Lines team combines specialized expertise, broad market access, and a collaborative wholesale brokerage approach to help retail agents place Professional Liability, Management Liability, and Cyber Liability coverage for construction-related risks.
Construction Exposures We Protect Against:
- Design-build, design delegation, construction management, and value engineering exposures
- Subcontractor oversight, project delays, change orders, and failure-to-perform allegations
- Employment practices claims, workplace disputes, and management decision-making risk
- Private company D&O, EPL, fiduciary, crime, kidnap & ransom, and related management liability needs
- Ransomware, phishing, social engineering, business email compromise, wire transfer fraud, and cloud/vendor disruption
- Protection for sensitive project data, employee information, client records, BIM files, and digital construction platforms
Professional Lines Construction Product Focus:
- Contractors – General contractors, construction managers, design-build contractors, heavy civil contractors, infrastructure contractors, artisan contractors, trade contractors, subcontractors, and specialty contractors.
- Construction Professionals – Architects, engineers, surveyors, landscape architects, interior designers, project managers, owner’s representatives, construction consultants, cost estimators, building inspectors, and code consultants.
- Real Estate and Development – Real estate developers, property owners, property managers, real estate investment firms, and real estate agents and brokers involved in development or project-related work.
- Trade and Specialty Contractors – Electrical, plumbing, HVAC, roofing, concrete, masonry, excavation, paving, steel erection, framing, drywall, painting, flooring, glazing/window, fire protection/sprinkler, environmental/remediation, demolition, solar/renewable energy, low-voltage/security, and telecommunications contractors.
EXCLUSIVE
PROGRAMS
Exclusive Construction Programs
Jencap Program Administrators is a full-service managing general agency and managing general underwriter that offers industry-leading insurance solutions and financial services to the United States and Canada. We administer over 30 programs with a mix of admitted and non-admitted product offerings. Our team partners with an expansive network of independent agents, select wholesalers, various third-party administrators, and affinity groups nationwide.
EIFS Contractors
General liability and excess coverage for EIFS installers performing primarily commercial work. Available in 47 states through an AM Best A-rated non-admitted carrier.
Program Contact
Tom Murphy
Phone: (732) 292-7325
Mobile: (732) 267-6138
tom.murphy@jencapgroup.com
Construction Managers
Combined general and professional liability package for agency construction managers and owner’s representatives. Available nationwide except AK, HI, CO, LA.
Program Contact
Tom Murphy
800-447-4180 x2215
tom.murphy@jencapgroup.com
Luxury Home Builders & Remodelers
General liability coverage for luxury home builders and high-end residential remodelers constructing or renovating custom single-family homes. Available in most states.
Program Contact
Tom Murphy
800-447-4180 x2215
tom.murphy@jencapgroup.com
Specialty General Contractors
General liability and excess coverage for commercial paper general contractors specializing in new construction and remodeling, includes NY Labor Law coverage.
Program Contact
Tom Murphy
Phone: (732) 292-7325
Mobile: (732) 267-6138
tom.murphy@jencapgroup.com
Specialty Trade Contractors
General liability coverage for specialized trade contractors who subcontract most work, including New York action-over exposures.
Program Contact
Tom Murphy
800-447-4180 x2215
tom.murphy@jencapgroup.com
Electrical and HVAC Contractors
Targeting specialty artisan contractor electricians and HVAC contractors. Offers General Liability only solution for tough to place risks on non-admitted paper. Minimum premium begins at $50,000 (higher for NY).
Program Contact
Tom Murphy
Phone: (732) 292-7325
Mobile: (732) 267-6138
tom.murphy@jencapgroup.com
Artisan Contractors
General liability and related coverages for residential, commercial, and service contractors. Admitted and non-admitted options available in AZ, CA, and NV.
Program Contact
Leslie Wilson
916-894-0009
artisanpak@minico.com
Landscaping Contractors
General liability and related coverages for landscaping contractors performing commercial, residential, and service work. Available in AZ, CA, and NV.
Program Contact
Leslie Wilson
916-894-0009
landscaping@minico.com
Jencap Program Administrators Brands
INDUSTRY
INSIGHTS